Our approach
MoneyWords does not require a MoneyWords account and does not request your name, email address, phone number, or financial-account information. The app contains no advertising or analytics SDK and does not track you across apps or websites.
Information stored on your device
MoneyWords stores information needed to provide and personalize the app, including your selected topics and learning level, onboarding and backup settings, recently viewed term identifiers, and available learning records. Learning records may include:
- saved or bookmarked terms and viewing activity;
- collection names and memberships;
- practice answers, results, dates, and response timing; and
- streak goals, progress, and activity dates.
This information remains on your device unless you choose to create an iCloud backup.
Optional private iCloud backup
If you manually create a backup or enable automatic backup, MoneyWords stores a copy of your settings and available learning records in the private CloudKit database associated with the iCloud account signed in on your device. MoneyWords checks whether iCloud is available but does not receive your iCloud email address or account credentials.
Private CloudKit data belongs to the iCloud user, counts toward that user’s iCloud storage, and is not visible in the developer portal by default. Apple processes this data according to its privacy and iCloud terms.
You can disable automatic backup or permanently delete the remote MoneyWords backup at any time from Settings → iCloud backup. Deleting the remote backup does not delete information stored locally on your device.
Subscriptions
Apple processes subscription purchases and payment information. MoneyWords reads verified StoreKit transaction and entitlement status only to provide Premium access. We do not receive your payment-card or bank-account details. Subscription records are managed by Apple under your App Store account.
Photos, notifications, speech, and sharing
MoneyWords requests add-only Photos access only when you ask to save a generated term card. The app does not upload your photo library.
Reminder schedules are provided to iOS solely to create local notifications. MoneyWords does not operate a push-notification server.
Spoken terms use Apple’s system speech technology. MoneyWords does not record your voice or use the microphone.
If you choose to share content, iOS presents its system share sheet. Information is sent only to the destination you select and is then subject to that destination’s privacy practices.
How we use and share information
Information handled by the app is used only to operate features, personalize learning, restore purchases, and provide an optional private backup. We do not sell learning data, use it for advertising, share it with analytics providers, or use it to track you.
Retention and deletion
On-device information remains until you change it or delete the app, subject to your device and iCloud backup settings. A private MoneyWords iCloud backup remains until it is replaced or deleted by you. Apple retains App Store transaction records according to its own policies.
Because MoneyWords has no separate user account, there is no MoneyWords account to delete.
Website and support communications
Cloudflare, our website hosting, email-routing, and security provider, may process standard technical request data such as an IP address and browser or request information to deliver and protect this website. We do not use the website for advertising or cross-site tracking.
If you email support, we and our email providers process your address, message, and any information you voluntarily include so we can answer your request. Please do not send passwords, payment-card details, or sensitive financial records.
Children
MoneyWords is an educational app and does not knowingly collect personal information from children. Purchases by minors should be authorized by a parent or legal guardian through the applicable Apple account controls.
Security
We use Apple platform protections and private CloudKit storage for the app features described above. No storage or transmission method can be guaranteed completely secure.
Changes
We may update this policy when the app or legal requirements change. The current version and its update date will always appear on this page.
Contact
1001463290 ONTARIO INC.
Email: support@money-words.org
Website: money-words.org